QuestionAugust 18, 2025

Which of the following factors would be an underwriting consideration for a small employer carrier? A. Claims experience B. Health status C. Percentage of participation D. Medical history of the employees

Which of the following factors would be an underwriting consideration for a small employer carrier? A. Claims experience B. Health status C. Percentage of participation D. Medical history of the employees
Which of the following factors would be an underwriting consideration for a small employer carrier?
A. Claims experience
B. Health status
C. Percentage of participation
D. Medical history of the employees

Solution
4.1(288 votes)

Answer

All options (A, B, C, D) are underwriting considerations for a small employer carrier. Explanation 1. Identify Underwriting Considerations Underwriting considerations for a small employer carrier typically include factors that assess risk and determine premiums. 2. Evaluate Each Option A. Claims experience - Relevant as it indicates past insurance usage. B. Health status - Relevant as it affects potential future claims. C. Percentage of participation - Relevant as it impacts the risk pool size. D. Medical history of the employees - Relevant as it provides insight into potential health risks.

Explanation

1. Identify Underwriting Considerations<br /> Underwriting considerations for a small employer carrier typically include factors that assess risk and determine premiums.<br /><br />2. Evaluate Each Option<br /> A. Claims experience - Relevant as it indicates past insurance usage.<br /> B. Health status - Relevant as it affects potential future claims.<br /> C. Percentage of participation - Relevant as it impacts the risk pool size.<br /> D. Medical history of the employees - Relevant as it provides insight into potential health risks.
Click to rate:

Similar Questions