QuestionAugust 10, 2025

Gwen is reviewing her credit report. It states that she has been late on two credit card payments. She always pays them early, so she knows this is an error. What is the first step Gwen should take to correct the error? Contact the credit reporting agency that prepared the report and/or the credit card company. Make a post about the incident online as a warning to others. Ignore it, because the time to correct it is not worth an effect on the credit report. Call the IRS immediately.

Gwen is reviewing her credit report. It states that she has been late on two credit card payments. She always pays them early, so she knows this is an error. What is the first step Gwen should take to correct the error? Contact the credit reporting agency that prepared the report and/or the credit card company. Make a post about the incident online as a warning to others. Ignore it, because the time to correct it is not worth an effect on the credit report. Call the IRS immediately.
Gwen is reviewing her credit report. It states that she has been late on two credit card payments. She always pays them early, so she knows this is an error. What is
the first step Gwen should take to correct the error?
Contact the credit reporting agency that prepared the report and/or the credit card company.
Make a post about the incident online as a warning to others.
Ignore it, because the time to correct it is not worth an effect on the credit report.
Call the IRS immediately.

Solution
3.5(194 votes)

Answer

Contact the credit reporting agency that prepared the report and/or the credit card company. Explanation 1. Identify the Correct Action The first step Gwen should take is to **contact the credit reporting agency that prepared the report and/or the credit card company**. This will initiate the process of correcting the error on her credit report.

Explanation

1. Identify the Correct Action<br /> The first step Gwen should take is to **contact the credit reporting agency that prepared the report and/or the credit card company**. This will initiate the process of correcting the error on her credit report.
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