QuestionJuly 18, 2025

Employee group plans usually provide greater benefits at lower premiums because of the large pool of are collected. However, these employee group health insurance plans offer limited benefits, and healthcare access is limited to healthcare providers that are contracted with them. Both statements are true. Both statements are false The first statement is true; the second is false. The first statement is false; the second is true.

Employee group plans usually provide greater benefits at lower premiums because of the large pool of are collected. However, these employee group health insurance plans offer limited benefits, and healthcare access is limited to healthcare providers that are contracted with them. Both statements are true. Both statements are false The first statement is true; the second is false. The first statement is false; the second is true.
Employee group plans usually provide greater benefits at lower premiums because of the large pool of are collected. However, these employee group health insurance plans offer limited benefits, and healthcare access is limited to healthcare providers that are contracted with them. Both statements are true. Both statements are false The first statement is true; the second is false. The first statement is false; the second is true.

Solution
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Answer

Both statements are true. Explanation 1. Evaluate the first statement Employee group plans typically offer greater benefits at lower premiums due to risk spreading over a large pool. 2. Evaluate the second statement These plans often have limited benefits and restrict access to contracted healthcare providers.

Explanation

1. Evaluate the first statement<br /> Employee group plans typically offer greater benefits at lower premiums due to risk spreading over a large pool.<br />2. Evaluate the second statement<br /> These plans often have limited benefits and restrict access to contracted healthcare providers.
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