The Regulatory Authority may appoint an examiner to work on behalf of the Regulator in making examinations of loan originator operations What responsibilities do these examiners typically have? Examiners may administer oaths and affirmations, make examinations and examination reports. Examiners have the responsibility of paying assessments to the Secretary in conjunction with carrying out examinations. Examiners have legal authority to summon loan originators to be present for court appointments. Examiners have the authority to instigate a cease and desist proceeding if the Secretary is found improperly usurping his or her authority.

QUESTIONO The E-SIGN Act provides which of the following? ANSWER The Act gives electronic signatures more power and force than offered for a handwritten, pen-inscribed signature. The Act recognizes electronic contracts. The Act defines or decide which technologies should be used to create a legally binding signature in cyberspace. The Act gives an electronic signature the same force and effect as a handwritten pen-inscribed signature on paper. IDON'T KNOWYET

An alert by a trained drug detection dog constitutes constitutes probable cause for a search. True False

Disrespectful and aggressive behavior toward others and ignoring the opinions of others falls under which form of discrimination? A. Incivility B. Harassment C. Intimidation D. Mockery E. Exclusion

__ is the process that establishes a contract's implied agreements and obligations. a. Judicially determined terms b. Determination of good faith c. Parol evidence rule d. Regional building code enforcement

When unloading a hazmat package, always ensure the package is (select all that apply): Marked as a hazmat on all sides Not damaged or leaking Wrapped in plastic or brown paper Not prohibited

This agency is responsible for assigning and regulating radio frequencies in the United States. ANSI FCC FRC ISO

Who does the Bill of Rights protect us against? Just the federal government Governments and private companies All forms of government in the United States State and local governments

The abuse of vulnerable adults should first be reported to the Attorney General's Office True False

Oliver and Nellie have agreed that Oliver will buy Nellie's house and horse barn for $\$ 250,000.$ This contract is __ and __ Multiple Choice express; bilateral express; executed executory; implied illusory; implied executed; implied

The abuse of children and vulnerable adults is defined as "harm or threatened harm" to the individual's health or welfare by a person who is responsible for the individual's care. True False