QuestionAugust 20, 2025

What can be included in your credit bureau file? Multiple Choice Race Nationality Sex Social Security number for a person's spouse Religion

What can be included in your credit bureau file? Multiple Choice Race Nationality Sex Social Security number for a person's spouse Religion
What can be included in your credit bureau file?
Multiple Choice
Race
Nationality
Sex
Social Security number for a person's spouse
Religion

Solution
4.5(233 votes)

Answer

None of the options (Race, Nationality, Sex, Social Security number for a person's spouse, Religion) are included in a credit bureau file. Explanation 1. Identify the purpose of a credit bureau file A credit bureau file is designed to provide information relevant to an individual's creditworthiness. It typically includes data that helps lenders assess the risk of lending money to a person. 2. Determine what is typically included in a credit bureau file Common elements in a credit bureau file include personal identification information (such as name, address, and Social Security number), credit accounts, payment history, credit inquiries, and public records related to financial behavior. 3. Evaluate each option against typical credit bureau file contents - Race: Not included, as it is not relevant to creditworthiness. - Nationality: Not included, as it is not relevant to creditworthiness. - Sex: Not included, as it is not relevant to creditworthiness. - Social Security number for a person's spouse: Not included, as only the individual's Social Security number is relevant. - Religion: Not included, as it is not relevant to creditworthiness.

Explanation

1. Identify the purpose of a credit bureau file<br /> A credit bureau file is designed to provide information relevant to an individual's creditworthiness. It typically includes data that helps lenders assess the risk of lending money to a person.<br /><br />2. Determine what is typically included in a credit bureau file<br /> Common elements in a credit bureau file include personal identification information (such as name, address, and Social Security number), credit accounts, payment history, credit inquiries, and public records related to financial behavior.<br /><br />3. Evaluate each option against typical credit bureau file contents<br /> - Race: Not included, as it is not relevant to creditworthiness.<br /> - Nationality: Not included, as it is not relevant to creditworthiness.<br /> - Sex: Not included, as it is not relevant to creditworthiness.<br /> - Social Security number for a person's spouse: Not included, as only the individual's Social Security number is relevant.<br /> - Religion: Not included, as it is not relevant to creditworthiness.
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