QuestionAugust 20, 2025

All of these are used to prevent adverse selection in a group dental plan EXCEPT A. Probationary periods B. Decreased employee participation C. Provide evidence of insurability D. Waiting periods

All of these are used to prevent adverse selection in a group dental plan EXCEPT A. Probationary periods B. Decreased employee participation C. Provide evidence of insurability D. Waiting periods
All of these are used to prevent adverse selection in a group dental plan EXCEPT
A. Probationary periods
B. Decreased employee participation
C. Provide evidence of insurability
D. Waiting periods

Solution
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Answer

B. Decreased employee participation Explanation 1. Identify methods preventing adverse selection Probationary periods, providing evidence of insurability, and waiting periods are common methods to prevent adverse selection. 2. Determine the exception Decreased employee participation does not prevent adverse selection; it may increase it by reducing the risk pool.

Explanation

1. Identify methods preventing adverse selection<br /> Probationary periods, providing evidence of insurability, and waiting periods are common methods to prevent adverse selection.<br />2. Determine the exception<br /> Decreased employee participation does not prevent adverse selection; it may increase it by reducing the risk pool.
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