QuestionAugust 15, 2025

When a Credit Bureau internally reviews a credit report what type of effect does it have on a credit score? A. Negative effect B. Neutral effect C. Positive effect

When a Credit Bureau internally reviews a credit report what type of effect does it have on a credit score? A. Negative effect B. Neutral effect C. Positive effect
When a Credit Bureau internally reviews a credit report what type of effect does it have on a
credit score?
A. Negative effect
B. Neutral effect
C. Positive effect

Solution
4.3(250 votes)

Answer

B. Neutral effect Explanation 1. Identify the type of inquiry An internal review by a credit bureau is considered a "soft inquiry." 2. Determine the effect of a soft inquiry Soft inquiries do not affect a credit score.

Explanation

1. Identify the type of inquiry<br /> An internal review by a credit bureau is considered a "soft inquiry."<br />2. Determine the effect of a soft inquiry<br /> Soft inquiries do not affect a credit score.
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