QuestionAugust 6, 2025

Multiple Choice Any of the following may be an unfair claims practice EXCEPT A. O Refusing to pay persons bringing false or fraudulent claims B. Failing to promptly provide reasonable explanation of any claim denials C. Offering low amounts to force insureds to institute litigation D. Refusing to pay claims without a reasonable investigation

Multiple Choice Any of the following may be an unfair claims practice EXCEPT A. O Refusing to pay persons bringing false or fraudulent claims B. Failing to promptly provide reasonable explanation of any claim denials C. Offering low amounts to force insureds to institute litigation D. Refusing to pay claims without a reasonable investigation
Multiple Choice
Any of the following may be an unfair claims practice EXCEPT
A. O Refusing to pay persons bringing false or fraudulent claims
B. Failing to promptly provide reasonable explanation of any claim denials
C. Offering low amounts to force insureds to institute litigation
D. Refusing to pay claims without a reasonable investigation

Solution
3.8(308 votes)

Answer

A. Refusing to pay persons bringing false or fraudulent claims Explanation 1. Identify the exception The question asks for an exception to unfair claims practices. Options B, C, and D describe actions that are typically considered unfair claims practices. 2. Analyze option A Option A describes refusing to pay false or fraudulent claims, which is a legitimate action by insurers and not considered an unfair practice.

Explanation

1. Identify the exception<br /> The question asks for an exception to unfair claims practices. Options B, C, and D describe actions that are typically considered unfair claims practices.<br />2. Analyze option A<br /> Option A describes refusing to pay false or fraudulent claims, which is a legitimate action by insurers and not considered an unfair practice.
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