QuestionJune 14, 2025

Under the Fair Debt Collection Practices Act, which of the following may a debt collector do in trying to collect an outstanding debt? Call a debtor between 8:01 a.m. and 8:59 p.m. Contact the debtor directly.even when the debtor is represented by an attorney. Charge an additional debt collection fee on top of what is already owed. Tell family members and coworkers that the debtor is in debt.

Under the Fair Debt Collection Practices Act, which of the following may a debt collector do in trying to collect an outstanding debt? Call a debtor between 8:01 a.m. and 8:59 p.m. Contact the debtor directly.even when the debtor is represented by an attorney. Charge an additional debt collection fee on top of what is already owed. Tell family members and coworkers that the debtor is in debt.
Under the Fair Debt Collection Practices Act, which of the following may a debt collector do
in trying to collect an outstanding debt?
Call a debtor between 8:01 a.m. and 8:59 p.m.
Contact the debtor directly.even when the debtor is represented by an attorney.
Charge an additional debt collection fee on top of what is already owed.
Tell family members and coworkers that the debtor is in debt.

Solution
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Answer

Call a debtor between 8:01 a.m. and 8:59 p.m. Explanation The Fair Debt Collection Practices Act (FDCPA) restricts debt collectors from contacting debtors at unreasonable hours, communicating with third parties about the debt, and charging additional fees without prior agreement. Collectors can call between 8 a.m. and 9 p.m., but not if the debtor has legal representation.

Explanation

The Fair Debt Collection Practices Act (FDCPA) restricts debt collectors from contacting debtors at unreasonable hours, communicating with third parties about the debt, and charging additional fees without prior agreement. Collectors can call between 8 a.m. and 9 p.m., but not if the debtor has legal representation.
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