A person repays a five-year bank loan that allows prepayment without penalty, in three years As a result, the pe earns a higher interest rate on an existing savings account for the next two years. saves two years of interest charges. is guaranteed to receive a larger loan in the future. is guaranteed a lower interest rate on personal loans in the future.
The statement of owner s equity should be prepared a. before the income statement and balance sheet b. after the income statement and balance sheet c. after the income statement and before the balance sheet d. before the income statement and after the balance sheet
What is principal? The amount of money the bank gives you for keeping your money there Part ownership of a company The amount of money you start with that : earns interest None of the above
14) The costs of ISP programs are far less than those for regular probation. (2pts) True False
The Rule of 70 as applied to real GDP growth, can be used to find the real GDP growth rate necessary to double growth. number of years it takes for the level of real GDP to double. growth rate of real GDP. number of years it takes for the growth rate of real GDP to double. population growth rate necessary to double the GDP growth rate.
Simon wants to invest 5,000 and increase the investment to 10,000 If the money earns 5.4% compounded annually, approximately how long will it take Simon to meet his goal? 5 and a half years 10 years 13 years 21 years
In order to maintain production, it is acceptable to operate welding equipment beyond its rated capacity. A. True B. False
The __ ratio measures a company's market expectations for future growth. dividend yield price-earnings return on equity
Entities must provide an adverse action notice to consumers if they use information in a consumer report in whole or in part as a factor in making a decision that adversely impacts the consumer. Which of the following is not a consumer report for which an adverse action notice would not be required? Select the correct answer.then click Submit. A report about a consumer's deposit account history from Chex Systems ) A report with information about a bank's customer credit account history that the bank shares with a third party A report about a consumer's credit card account history from a credit reporting agency
To qualify for WIC services, participants must be __ Select one: a. A child under age 5 years old b. A new mother C. A pregnant or breastfeeding mother d. Any of these
Question 10 (1 point) What are the approaches to inventory that businesses can consider? Minimizing inventory levels to reduce costs and storage space. Outsourcing all inventory management tasks to suppliers. Maximizing inventory levels to ensure no shortages occur. Increasing inventory levels to take advantage of quantity discounts.
Under a firm commitment agreement, Zeke Company went public and received $\$ 30.50$ for each of the 7 million shares sold. The initial offer price was $\$ 33$ and the stock rose to $\$ 35.36$ The company paid $\$ 560,000$ in direct flotation costs and $\$ 215,000$ in indirect costs. What was the flotation cost as a percentage of funds raised?
Which of the following is not part of data governance? a. Establishing and monitoring data policies b. Promoting the sale of enterprise data C. Assigning data decision rights and accountabilities for data d. Ensuring control and accountability for enterprise data
How much will $\$ 1,500$ be worth in 6 years at $8\% $ p.a. simple interest?
What does it mean if a resource is scarce?Give a real-life example of a resourcein your life that is scarce.
Empowering the frontline involves not only giving the employees the authority to act but also the responsibility to recognize and attend to customer needs and obligation to act. True False
If a bank has a required reserve ratio of 10 percent and there is $\$ 1,000$ in deposits, what is the maximum possible amount that this bank could lend out? $\$ 9,000$ $\$ 900$ $\$ 10,000$ $\$ 100$
Based on the Circles for a Successful Value Proposition framework, when should a firm reengineer its product to stop providing certain benefits? When customer needs are met by the benefits in question, but are not met by benefits provided by competitors When customers express little need or desire for the benefits in question When customers are unaware that the product meets one of their needs When customer needs are met by the benefits in question as well as by competitors
What components of GDP would each of the following transactions affect? How does it affect the component; Le.does the component increase or decrease?[Remember: $GDP=C+I+G+(X-M)]$ 1. A family buys a new kitchen appliance. 2. James buys a new house. 3. You buy a pizza. 4. California repaves Highway 101. 5. A couple buys a bottle of wine from France.
Which type of reimbursement is known as first-party payment? a. Managed Care b. Indemnity C.Cash-based d. Casualty